When looking to buy a vehicle, it is obvious that the number of brands and models to choose from is considerable. You can also determine the condition of the vehicle. It can be new or used. If you choose to buy a used car, another decision is necessary: do you need a certified used car in Kenya?
There are some reasons why someone chooses to buy a certified used car rather than a used car or a brand new car. This may be to seek to sell, exchange or restoring an old car.
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Maybe it’s to buy a new model of the same brand, or looking for a more enjoyable and expensive model for business purposes. It could also be because a new car would be too expensive or it would not have the right financing or leasing options to meet the needs.
Whatever the reason, buying a certified used car is an excellent choice for those who want all the benefits of buying a used car without the hassle. If you are thinking of buying a used car in Kenya as the first car, here is everything you need to know.
Car manufacturers across Kenya offer used vehicle certification programs that allow you to purchase this type of vehicle by taking advantage of many of the benefits of buying a new vehicle.
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A certified pre-owned vehicle has been subjected to a detailed inspection and security screening process. The program also provides extended warranties and may include benefits such as special funding and a roadside assistance program.
For a used car to be certified, the vehicle must undergo a rigorous inspection and must meet certain criteria regarding its age and mileage, according to the indications of the manufacturer.
In addition to these manufacturer-managed programs, you’ll find that there are also certified pre-owned vehicles at independent dealerships. These have their own set of requirements that they use to assign vehicles to this type of classification. These dealers may also provide some additional benefits.
When a dealer offers you a certified used vehicle – whether it’s a manufacturer’s certification program or an independent dealer program – this means that extra effort and resources have been put into ensure that the vehicle meets the requirements of the certification program.
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This means that you risk paying more for a certified vehicle than for a non-certified vehicle, but also that you get some of the benefits of the program. The certification program allows the customer to have peace of mind knowing that the vehicle has been rigorously checked and then subjected to a safety verification process and is covered by an extended warranty.
If you are thinking of purchasing a Certified Pre-Owned car in Kenya, then:
First, it is best to know how to distinguish the difference between a certified used car and a normal used car. Both types of cars will be pre-owned and can be purchased from used dealers. However, when “certified” used cars are certified (guaranteed for stability) by an authority.
This means that the car has not only its own detailed history but that it has also been inspected and restored at one of the automotive manufacturing/retail establishments or by another certified organization. A used car from a private owner or a small dealer may also have its history, but will not necessarily be refurbished or inspected.
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So chances are higher that something is wrong if you decide not to have it inspected yourself. In addition, since the car is not certified, if it suddenly breaks down, it will be up to you to face the consequences.
A certified pre-owned vehicle will usually be sold by a dealer who sells cars of a specific brand, such as Toyota, as well as higher-end used car lots. The vehicle will usually come from a customer who wants to exchange his car or cancel the lease of it.
Depending on the manufacturer, a certified used vehicle will generally be a model aged 5 years or older with less than 80,000 km on the odometer. A used and non-certified car may cost less overall but may have any mileage on the odometer and this may even have been changed or set to zero.
A certified car will be guaranteed by the manufacturer. That will also offer an extended warranty, different financing options and additional benefits, such as 24-hour road insurance, rental vehicles in case your car has to be left at the mechanic’s etc.
Since certified used vehicles tend to be more expensive, chances are you’ll need a car loan to pay for most of it. If this is the case, you can take various steps to increase your chances of getting the loan, for example:
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If you are planning to take out a loan to finance a car (which is the case for the majority of consumers), it is best to check your credit rating before applying. Although most lenders will not use your credit rating as a determining factor, having a favorable credit will certainly increase your chances.
Checking your credit rating will also give you an idea of whether you can afford not only the initial cost but also all other current and future general expenses that come with owning a car.
Keep in mind that apart from buying a home, buying a car, even for a used car, can be one of the most expensive transactions of your life. Not only do you have to pay for the car, but you will also accumulate expenses in the future, such as gas and repairs, or problems that are not covered by the warranty.
In addition, once the warranty is over, you will have to deal with all the repairs in your pocket. So before applying for a loan, it is better to pay off the debts you may have, such as a high-interest credit card bill.
Once your other debts are paid in full, you can reevaluate your finances and determine if you can still afford the new loan debt that a certified used car would add to you.
There are many things to consider when buying a new or used car, in addition to the total price and future costs of gasoline.
For example, many Kenyan do not take into account the fact that they live in unpredictable weather forecasts when buying a car. Thus, rust is an additional expense, which will vary depending on the make and model of the car, but that is a wise investment, especially during the winter months.
No matter which brand or model of certified used vehicle you want to buy, remember that a car is a huge expense. In addition, glossy paint can sometimes be enough to make a customer sign a contract that does not consider everything that can go wrong with any car.